Medicare

What is Medicare?

Medicare is the federal health insurance program that covers most people age 65 and older. Some younger people who are disabled or who have End-Stage Renal Disease (permanent kidney failure) are also eligible for coverage.

Medicare Part A helps pay for hospital bills

When you sign up for Medicare, you automatically get Part A, which covers hospital bills. Most people do not have to pay a monthly cost (premium) for Part A, because they or their spouse paid Medicare taxes while they were working.

Part A covers inpatient hospital services (i.e., costs associated with an overnight stay in a hospital, skilled nursing facility, or psychiatric hospital, such as charges for the hospital room, meals, and nursing services). Part A also covers hospice care and home health care.

Medicare Part B helps pay for doctor bills

You choose whether to enroll in Part B or not. You pay a monthly premium for Part B.

Part B covers physician care – whether received as an inpatient at a hospital or at a doctor’s office, or as an outpatient at a hospital or other health care facility – as well as laboratory tests, physical therapy or rehabilitation services, and ambulance service.

Medicare Part C adds more types of coverage

Medicare Part C, or Medicare Advantage, programs are in addition to the fee-for-service options available under Medicare Parts A and B. Private health care plans may offer Medicare benefits that include medical savings accounts, managed care plans and private fee-for-service plans.

Medicare Part D helps pay for prescribed medications

Anyone who is eligible for Medicare is also eligible for Part D. As with Parts B and C, you have the choice to enroll or not, and you will pay a monthly premium.

Stone Creek Senior Health Offers the Following:

Medicare Supplement Plans
Medicare Advantage Plans
Prescription Drug Plans

Request A Quote or Personal Consultation – Medicare Options

If you would like to be contacted to learn more about your Medicare options, please complete the form.

By submitting your form:
I understand that by sending my info, I am agreeing to have a licensed insurance representative contact me in regards to my (Medicare/IMM/life/annuity) options.

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Medicare Carriers

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Humana
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Allwell
Anthem Blue Cross-KY
Bright Health
CarePlus
Centene
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Lasso Health
Molina Healthcare
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Ultimate Health Plans